Type in any box – the rest update instantly.
Enter a value in any of the four fields — decimal, percent, permille, or basis points. The calculator instantly converts between them. In the second card, type an amount and an increment in bps (or choose %/decimal) to see the absolute change.
Basis points remove confusion between percentage and percentage points. A move of 25 bps is always 0.25 percentage points.
A basis point (abbreviated bps) is 1/100 of one percent. Therefore 1% = 100 bps, and 1 bps = 0.01%.
Finance uses bps for clarity when discussing small changes to yields, interest rates, and fees. It avoids the common “percent vs percentage point” mix‑up.
Divide by 100. Example: 37 bps → 0.37%. Multiply percent by 100 to go back to bps.
Rates, bond yields, loan pricing, forex and credit spreads, and expense ratios. They’re handy anywhere tiny moves matter.
