Loan Calculators

Calculate loan payments, compare options, and understand your borrowing costs with our free calculators.

Loan Payment Calculator

Calculate monthly payments for any loan

Estimate mortgage payments with PITI

Calculate car financing costs

Estimate personal loan payments

View payment breakdown over time

Principal is the amount you borrow. Interest is what the lender charges for the loan. Your payment covers both.

APR includes fees and gives you the true cost of borrowing. Always compare APR, not just interest rates.

Amortization is how your loan is paid off over time. Early payments are mostly interest; later payments are mostly principal.

A larger down payment reduces your loan amount, lowering monthly payments and total interest paid.